“Chris has been my financial adviser since 2013, a period encompassing a number of “interesting times”. His well-considered advice has helped me protect myself from market disturbances and (where possible) to take advantage of the opportunities they may present.

He understands also that, as a busy professional, I might not myself always get round to doing all that I ought to do, at the time I ought. He therefore relieves me of much of the administrative burden of investment and financial protection, and as a result I have got more things right, and fewer wrong.

His technical knowledge of tax pitfalls and opportunities has been invaluable, and he is well informed on the merits and demerits of particular funds. He understands my risk profile, and the changes over time of my financial needs.

In short, ours is a personal relationship, one which has proved valuable to me, and indeed to my family.”

I switched my financial management to Chris several years ago and I have been extremely pleased with the help he has given me.  Really astute advice and I trust him. He has tidied up my affairs and we have a plan!  He also perseveres to keep me focussed despite my preference not to!

We were extremely nervous about investing money instead of leaving it as a safe cash deposit. Our first conversations with Chris showed us a few things though. It was about much more than money and investing – it was about our life and the journey we were on with our kids. Second we were advised on how to make sure everyone was protected lest the worst happened. He talked in plain English with us about the things we should factor into our decisions. He joined everything together for us on multiple levels – and liaised throughout with our business accountants to get everything working smoothly and in a very tax-efficient fashion.

We can’t thank him enough. He took a lifetime’s mess that we had generated and where there was chaos he brought order and a plan. For the first time we actually have all our affairs in order and we know we aren’t sleepwalking into any disasters or missed opportunities.

We saw him and Kellands at their best though when the Covid crisis hit the markets. We were tempted to panic, but Chris was on Zoom and on the phone to me before I was on the phone to him, and everything he said turned out to be right. We have no hesitation is saying we trust him implicitly with our family’s financial future.

My wife and I are both lawyers, and we had recently had our third child when we met Kellands – life was busy. We found them easy to deal with, knowledgeable, straightforward and responsive. Everything was carefully explained to us and we felt very confident in the advice received. It is a relief to know that an element of our lives, which wasn’t getting enough focus, is now being professionally managed.

I have been a client of Kellands since 2017. During that time, the level of service, personal attention and expertise has been nothing short of excellent. Moving my pension arrangements was probably the most significant step I have ever taken financially, and throughout the process and subsequently, I have felt that my needs are always at the epicentre of the team’s thinking. As an example, the proactive stance on crystallising my pension at the right time, in order to maximise the benefits under my Lifetime Allowance was exceptional, resulting in just over 99% realised. Such is my confidence and belief in the team there, that I have highly recommended Kellands to both friends and family. In summary, they are a truly outstanding team.

I was new to using the services of a financial advisor (being a couple of years into equity) and did a lot of due diligence.  Chris has a first-class academic background which, provided a reassuring starting point and he also referenced well.  Kellands felt independent, which was important to me.  Chris came across as down-to-earth and friendly but also highly professional in terms of his approach to the documents and meetings – a kindred spirit.

I was introduced to Kellands on the recommendation of one of my fellow partners. I was immediately impressed. The support and advice has been exceptional. Excellent advice, delivered in a very personable way. I would not hesitate to recommend.